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Life Insurance

We avoid talking about death or dying but it is the one thing that is sure in this lifetime.

Do you still have children in your household under 21?

Can your spouse continue to provide for them without your income; or is there just enough to “bury” you?

Term Life

  • Guaranteed protection for a set time period, between 1 and 30 years
  • Lower premiums
  • Once the term expires, premium will be higher depending upon type of  policy and premiums WILL increase yearly.
  • Proceeds from an insurance policy can be directed by a will or trust.

Whole Life

  • Most basic type of permanent insurance
  • Guaranteed death benefit
  • Level premiums for the life of the policy
  • Guaranteed cash values once policy matures
  • Cash value is tax deferred

Universal Life

  • Permanent insurance, similar to whole life, a portion of the premium goes into cash value earning current interest rate
  • Flexible death benefit
  • Level premiums for life of policy
  • Guaranteed cash values once policy matures
  • Cash value is tax deferred

Let us help you select the policy most comfortable and suitable for your current and future needs

Life Insurance

The proceeds from an insurance policy can be directed by a will and specified for certain costs such as those shown. Talk with our agents about your options.

Life Insurance

Complete the form below and let us know how we can help you!

Life/Health Insurance Form